Yo, this just happened to me this last week at Wells Fargo on 8/2 Deposited my paycheck in the ATM because it was after 5 and said it would be available after 8:30a.m. And ZERO funds were available the next day so I called and they said the check from my employer did not clear because of insufficient funds. Went to work and while calling Wells Fargo again the recorded line said they were having ATM issues. Finally got someone on the phone in front of my employer this time and when they said insufficient funds he verified this was untrue and we were looking at his account from Credit Union and the check had already cleared there bank. They then said the funds would not be available until the system tried to clear the check again on 8/10 and funds would be available on 8/11. Ummm so yes I verifying this article to be true and yes hard earned money is being denied . Went and spoke to a manager at local bank and they said normally they could override it if the deposit was made in the bank but since it was at a ATM there is no option for any banker to override and not even a button to press for more inquiries on the matter.
My question I ask, is why are the banks blatantly lying and saying the employer had insufficient funds at the time of deposit when in reality it already cleared.
Let the games begin EVERYONE, it’s happening and I am verifying the banks are playing the blame game and there is not a damn thing you can do about it when the money is in a bank and we do not own our keys to our bank.